Marketing w działalności banków

Abstrakt

In the article the author draws the reader’s attention to the shaping of marketing instruments in the bank, to the impact of the environment on the bank’s marketing, to the relations between the bank and its clients, and she gives examples of application of marketing strategies in selected banks.

Marketing of bank services consists in integrated actions taken by the bank whose aim is to identify, predict and meet the needs of buyers of bank services, which allow the bank to obtain a profit at a proper level. Marketing orientation of a bank defines that the client and his needs are in the center of the bank’s attention, and a diagnosis of the market, segmentation of the clients and competent composition and application of marketing-mix means become the basis for the bank’s actions. Also, creating a proper image of the bank is an element of the bank marketing. The increasing competition is the cause why every modern bank has to conduct bank marketing that aims at creating a proper image of the bank, securing confidence in it, and gaining new clients.