Financial Institutions and Individual Autonomy—a Human Rights Perspective
This paper seeks to provide a systematic analysis of the changing relations between financial institutions, banks in particular, and individuals in the 20th and 21st centuries. The first part of the study presents the history of relations between the state, financial institutions and individuals in the twentieth century, while the second part is devoted to the changes that have taken place internationally in this area in the 21st century in the activities of non-state actors, including financial institutions, as more and more often obligations in the field of human rights protection are being emphasised. The attribution of such responsibility indicates the fact that the international community is seeking to strengthen the protection of individual autonomy. This is also confirmed by the analysis of the final observations formulated by treaty bodies functioning within the UN system of human rights protection.
Bank for International Settlements. “Semiannual OTC derivatives statistics.” Accessed June 16, 2017. http:// www.bis.org/statistics/derstats.html.
World Bank. Global Monitoring Report 2010: The MDGs after the Crisis. Washington DC, 2010.
BankTrack. “Banking With Principles? Benchmarking Banks Against the UN Guiding Principles on Business And Human Rights (06.2016).” Accessed June 18, 2017. https://www.banktrack. org/download/5412388/ bwp_ii_final.pdf.
Baxi, Upendra. “Too many, or too few, Human Rights?” Human Rights Law Review 1, no. 1 (2001): 1–10.
Bayulgen, Oksan. “Giving Credit Where Credit Is Due: Can Access to Credit Be Justified as a New Economic Right?” Journal of Human Rights 12, no. 4 (2013): 491–510.
Beck, Thosten, and Martin Brown. Which Households Use Banks. Frankfurt am Main: European Central Bank, 2011.
Boczoń, Wojciech. “85 proc. Polaków ma konto w banku.” Accessed June 17, 2017. http://www.bankier.pl/wiadomosc/85-proc-Polakow-ma-konto-w-banku-7410187.html.
Buhmann, Karin. “The Development of the ‘UN Framework’: A pragmatic Process Towards a Pragmatic Output.” In The UN Guiding Principles on Business and Human Rights. Foundations and Implementation, edited by Radu Mares, 85–105. Leiden–Boston: Martinus Nijhoff Publishers, 2012.
De Hert, Paul, and Dariusz Kloza. “Internet (access) as a new fundamental right. Inflating the current rights framework?” European Journal of Law and Technology 3, no. 3 (2012). Accessed June 18, 2017. http://ejlt.org//article/view/123/268.
De Schutter, Olivier. International Human Rights Law: Cases, Materials, Commentary. Cambridge: Cambridge University Press, 2014.
EarthRights International. “Community-Driven Operational Grievance Mechanisms.” Accessed June 17, 2017. https://www.earthrights.org/sites/default/files/documents/ogm_discussion _paper.pdf.
Henry Jackson Society. “Human Rights Inflation: Why the International Human Rights Regime Risks Impoverishing Liberty.” Accessed June 18, 2017. http://henryjacksonsociety.org/2013/07/16/human-rights-inflation-why-the-international-human-rights-regime-risks-impoverishing-liberty-2.
Jaworek Małgorzata, and Marcin Kuzel. “Transnational Corporations in the World Economy: Formation, Development and Present Position.” Copernican Journal of Finance & Accounting 4, no. 1 (2015): 55–70.
Kaliński, Janusz. Historia gospodarcza XIX i XX wieku. Warszawa: Polskie Wydawnictwo Ekonomiczne, 2008.
Lane, Melissa. “Autonomy as a central human right and its implications for the moral responsibilities of corporations.” In Human rights and the moral responsibilities of corporate and public sector organisations, edited by Tom Campbell and Seumas Miller, 145–63. Dordrecht: Springer Netherlands, 2004.
Majka, Przemysław. “Krótka Historia Domu Saudów.” Accessed June 16, 2017. http://www.almaszrik.uni.lodz.pl/Dom_ Saudow.pdf.
Morawski, Wojciech. Zarys powszechnej historii pieniądza i bankowości. Warszawa: Wydawnictwo Trio, 2002.
Nieborak, Tomasz. “Polskie prawo bankowe a międzynarodowe standardy przeprowadzenia i egzekwowania bankowości czynnych nadzorczych.” Ruch Prawniczy, Ekonomiczny i Socjologiczny 1 (2002): 123–32.
Queralt, Jahel. “A Human Right to Financial Inclusion.” In Ethical Issues in Poverty Alleviation, edited by Helmut P. Gaisbauer, Gottfried Schweiger, and Clemens Sedmak, 77–92. No place of publication: Springer International Publishing, 2016.
Raz, Joseph. The Morality of Freedom. Oxford: Clarendon Press, 1986.
Rutkowski, Witold. Międzynarodowy System Walutowy—możliwości nowych rozwiązań. Warszawa: Biuro Studiów i Ekspertyz, 2000.
Tully, Stephen. “The Human Right to Access Electricity.” The Electricity Journal 19, no. 3 (2006): 30–39.
Copyright (c) 2018 Roczniki Nauk Prawnych
This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.